Card Questions - PAYMENT CARD QUESTIONS. com's Card Questions database allows you to search hundreds of questions asked by people like you and answered by industry professionals. It depends on the loan, but most states have no limit on the interest rate that can be charged on credit cards, if that's what you're asking. If you are looking for a credit card, visit CardWeb.

and has been following the payment card industry for the past 20 years. html"> Gerri Detweiler is author of The Ultimate Credit Handbook and founder of DebtConsolidationRX. Credit card companies offer many different types of cards, and their desirability is based upon the type of APR that the card carries. Your APR means a lot to both your credit rating and your pocketbook.

loan, a low APR could mean the difference of thousands of dollars. Remember, the interest on your balance will continue to build up your card balance, and then the finance charges will be added on top of that, leading to an even higher balance next month, and so it goes. The American Express Blue Card offers an interest free introductory period, with a low interest rate of 7% thereafter. The Discovery Titanium Card is another low interest rate credit card.

9% APR thereafter, and no annual fee. Card users can earn 5% back on all purchases made at any of the Toys 'R' Us stores, including Babies 'R' Us and Imaginarium. Once you decide on which card best suits your needs, all you need to do is apply. What is APR? Annual percentage rate (APR) is the cost of credit as a yearly rate on credit.